10 cheapest cars to own in 2012

With these 10 cars, yes, you'll probably have to pay extra for an automatic transmission, air conditioning, and radio. Even so, they'll save you in the long run. Counting down: the 10 cheapest cars to own in 2012.

 

The price you negotiate for a car and the interest you pay on the car loan are only part of the cost equation. Insurance, depreciation, taxes and fees, what you pay over the years for fuel, service and repairs are all important ingredients in the cost of ownership. Even the opportunity cost of your out-of-pocket costs (what you'd make if you invested the money elsewhere), is part of the overall tally.