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The Kindle Reader
5 Factors That Impact the Value of Your Home
Selling your house can be a huge headache--especially when you're selling it in today's buyer's real estate market. One of the most challenging aspects to deal with is determining your home's value. When it comes to fixing a fair price, homeowners always shoot high. After all, you love your house and you know how much work you've put into it. Won't someone else appreciate it as much as you do?
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The short answer is no. An experienced real estate agent will take the emotional factor out of the equation and help you come up with a realistic market value for your house. But if you want to sell your house yourself without a realtor--or you just want to be prepared for the number they advise--here are five factors that can heavily skew the asking price of your home.
1. Location
We've all heard how important "location, location, location" is, and with good reason. A great house in a bad location can knock as much as 50 percent off the value. If you have the nicest, most expensive house in your average neighborhood, then the value is also going to be much lower than it would be if you had the least expensive house in a nice neighborhood. Other factors, like freeways, proximity to a landfill or sewage treatment center, and train tracks, can knock 10 to 15 percent or more off the value of your home. This is why it's so important to shop location first when you're buying a house; you can always add home improvements, but moving it to another neighborhood isn't going to happ
Students paid $100,000 not to go to college
It sounds like a teenager's dream and a parent's nightmare.Peter Thiel, PayPal's co-founder, is paying 24 college-aged students $100,000 to just say no — to college.
For two years, winners of the 20 Under 20 Thiel Fellowship have focused on developing business ideas instead of heading to class.
The fellows will work in Silicon Valley with a network of more than 100 mentors where they "will pursue innovative scientific and technical projects, learn entrepreneurship and begin to build the technology companies of tomorrow," the press release states.
Two Canadians are among those selected.
Eden Full, a 19-year-old woman passionate about making solar power more affordable, is the founder of Roseicollis Technologies, an enterprise she began at the age of 15. Her SunSaluter, a solar-panel-rotation system, currently provides electricity for two small villages in Kenya.
Albertan Gary Kurek, also 19, has spent the last four years developing mobility aids. Inspired by his grandmother's battle with cancer, he built her a walker-wheelchair hybrid that adjusts to a user's moment-by-moment power needs and encourages strength restoration.
Burger King joins wave of fast-food chains developing a 21st century image
Burger King is revamping its menu to meet demands by women and families who have somewhat deserted its restaurants in recent years.Changes to the food lineup, reported by the Miami Herald, will aim to make salads and smoothies as much of a fixture as the flame-broiled Whopper.
A new homestyle burger on a brioche bun, with thick-cut bacon, romaine lettuce and spicy pepper grill sauce, is among the items currently being tested.
The locations will also get a makeover, following in the footsteps of cheap eateries that have taken pages from the Starbucks playbook, from McDonald's to A&W to Subway.
So, like many others, Burger King is planning to reinvent itself. Clever promotions aren't enough for owners 3G Capital.
"Hold the pickles, hold the lettuce," began the memorable Burger King commercial jingle written by Barry Manilow in 1973. "Special orders don't upset us. All we ask is that you let us serve it your way."
The human Burger King mascot, introduced in 1955 at the first location in Miami, and reincarnated as a post-modern masked character in the past decade, was also given a pink slip, along with the advertising agency.
The Single Best Ab Exercise You Can Do
Memorial Day is gone and so is your trim waistline. You don't have time to fool around with silly ab routines now. You need something that works.
So how about the best ab exercise known to man? Or at least to a reputable scientific journal?
It's called a combination swiss ball pike and roll-out.
Sounds like a medieval torture device. But it's actually easy to learn and extremely efficient. In fact, you can probably get a killer ab workout by doing this move fewer than 10 times.
"If someone was looking at one exercise and wanted to make sure he was getting the most abdominal work done in a way that makes him look better and function better," says trainer Nick Tumminello, "this is the exercise to do."
To start the pike/roll-out, simply hold yourself in a pushup position with your feet on a swiss ball. (To make the exercise easier, move the swiss ball towards your belly button) With your body in a plank (straight) position, keep your legs straight and push your hips towards the ceiling while keeping your back flat. After straightening your hips and coming back to the start position, push your body backwards on the ball until your arms are fully extended in front of you and your legs are fully extended behind you.
Here's the video, courtesy of Nick Tumminello:
Why does this work so well? As the Journal of Orthopaedic and Sports Physical Therapy states:
Best credit cards if you carry a balance
MoneySense crunched the numbers for 20 of the lowest interest rate credit cards in Canada to find out which ones are best if you carry a balance of $1,000, $5,000 and $15,000 throughout the year. We also factored in annual fees.
Some cards require that you have an excellent credit rating, and one—our top card, the ScotiaLine secured Visa—requires you to use your home or other assets to secure the card.
The cards are listed below, from best to worst.
Best cards if you carry a $1,000 balance
Scotialine Visa (secured)
Interest Rate (%): 4.00
Fee: $0
Total cost in interest and fees over one year with a balance of $1,000: $40.00
Secured line of credit, usually by creating a second mortgage on residential property or securing existing investments. This has one-time set up costs usually ranging from $200-$600.Capital One SmartLine Platinum MasterCard
Interest Rate (%): 5.99
Fee: $0
Total cost in interest and fees over one year with a balance of $1,000: $59.90
Rate good till June 2014 then changes to prime + 4.99%. Need a high credit rating to qualify.
Russell Peters says he felt like he was 'drowning' at Charlie Sheen Toronto gig
TORONTO - Canadian comedian Russell Peters says he felt like he was "drowning" onstage during his recent gigs with Charlie Sheen in Toronto.In mid-April, Peters interviewed Sheen at Massey Hall for two nights as part of the troubled TV star's ramshackle "Violent Torpedo of Truth" tour.
On the first night, many in attendance said they felt that the show was a mess and that Peters outshone Sheen, who was giving short answers to his questions and barely engaging him in conversation. As a result, some fans walked out early.
"I was swimming for my life up there," Peters said Monday in a phone interview to promote Tuesday's release of his new DVD, "The Green Card Tour, LIVE from the O2 Arena."
"The first night was like pulling teeth and I even told him when we got off, I go: 'Dude, you're killing me up there. You're not giving me anything.' And he goes, 'Yeah, I'm sorry man, I'm just tired.'
"And I go: 'All right, whatever, but you know, if you want these shows to go well, you're going to have to help me a little bit there, kid ... a brown man is drowning up there.' The second night was much better."
Peters said a "mutual friend" of his and Sheen's called him and asked him to help out in the Toronto shows, "because I guess it was a sinking ship at that point, and he was the captain."